01 / WHAT WE OFFER
Life changes. Your confidence shouldn’t.
Insurance & financial protection, built around the things you want to preserve.
01
Life insurance
Help protect the people who depend on you and the future you’re building together.
02
Disability income insurance
Explore protection for your income when an illness or injury interrupts your ability to work.
03
Long-term care insurance
Plan ahead for care needs while helping protect your financial security and independence.
04
Retirement solutions
Prepare for your next chapter with solutions designed around your goals for the future.
05
Policy Reviews
Review your existing coverage, identify potential gaps, and explore whether your policies still fit your needs.
06
Risk Consulting
Identify potential risks and explore strategies to help protect your family, business, and financial future.
02 / OUR APPROACH
Protection has always been part of my approach.
Christopher Shepherd
OWNER
My background is in project management and operations, where planning ahead, managing risk, and making informed decisions are essential.
Throughout my career, I’ve learned that protecting what matters most means preparing for the unexpected, not just reacting when challenges arise.
That same philosophy drives Hearthstone Risk Advisors. We help individuals, families, and business owners explore insurance solutions designed to protect their financial security, prepare for life’s uncertainties, and provide greater confidence in the future.
Protect what matters today. Build confidence for tomorrow.
03 / WHAT TO EXPECT
A clear path from questions to confidence.
Here’s how we can work together to understand your needs, explore your options, and put a plan in place.
01
Start with your goals
Reach out by phone or email, or request a quote. We’ll discuss what matters to you, who depends on you, and what you want to protect.
02
Review your situation
We’ll look at your current coverage, priorities, and budget to identify potential gaps and clarify the protection you may need.
03
Explore your options
We’ll walk through suitable solutions, explain costs and key policy details, and answer your questions so you can make an informed choice.
04
Put your plan into action
If you choose to move forward, we’ll help with the application and next steps. Once approved and in place, we’ll review your coverage with you and revisit it as your needs change.
04 / LET’S TALK
Your next chapter starts with a conversation.
Get a free quote
OFFICE HOURS
Monday–Friday · 9:00 am–6:00 pm
Saturday · 9:00 am–12 noon
Sunday · By appointment only